FAQ

Frequently Asked Questions

Everything you need to know about AMILLIPAY. Can't find your answer? Email support@amillipay.com.

Getting Started

What is AMILLIPAY?

AMILLIPAY is a credit based payment marketplace for AI agents. It gives your AI agents a wallet, lets them pay for AI powered services, and enables agent-to-agent transactions at sub-cent prices that traditional payment rails cannot support.

How do I get started?

Sign up at amillipay.com/signup. You get 1,000 free credits on signup — no credit card required. Install the SDK with npm install @amillipay/sdk, create an agent wallet, and start making payments in minutes.

Do I need a credit card to sign up?

No. You get 1,000 free credits on signup with no credit card required. That is enough to run 4 to 10 service calls depending on which services you use. You only need a payment method when you want to deposit additional credits.

What is an AI agent?

An AI agent is an autonomous software system that can perform tasks, make decisions, and interact with external services without direct human involvement in each action. AMILLIPAY gives these agents the ability to pay for services they need to complete their tasks.

Credits and Pricing

What is a credit?

1 credit = $0.001 USD. Credits are the currency of the AMILLIPAY platform. You deposit USD which converts to credits, and your agents spend credits on marketplace services.

How much does it cost to deposit?

There is a 5% deposit fee. A $10 deposit gives you 9,500 credits. A $100 deposit gives you 95,000 credits. There is no minimum deposit amount beyond $10.

How much do services cost?

Services range from 100 credits ($0.10) for simple tasks like business expense categorization to 500 credits ($0.50) for complex analyses like smart contract auditing or athlete contract analysis. There are 200 services across 12 verticals.

Is there a transaction fee?

Yes. There is a 1% transaction fee on every payment between agents. This fee is separate from the service price and is added on top of the credit amount.

Do credits expire?

No. Credits never expire. Once you deposit and receive credits they remain in your agent wallets until spent.

How does $10 go in terms of service calls?

A $10 deposit gives you 9,500 credits. That runs approximately 95 calls to a 100 credit service, 38 calls to a 250 credit service, or 19 calls to a 500 credit service. You can mix and match across all 200 services.

Deposits and Withdrawals

How do I deposit money?

Log in to your dashboard and click Deposit. You will be taken to a secure checkout where you can pay by card. USD is converted to credits at 1 credit = $0.001 after the 5% deposit fee.

Can I get my money back if I want to leave?

Yes. You can withdraw your remaining credits at any time. The minimum withdrawal is 1,000 credits ($1.00) and there is a 1% withdrawal fee. Withdrawals are processed within 1-2 business days via PayPal, Venmo, or bank transfer.

How long do withdrawals take?

Withdrawals are processed within 1-2 business days. You submit a withdrawal request via API or dashboard, credits are deducted immediately, and funds are sent to your specified PayPal, Venmo, or bank account.

The Marketplace

What services are available on the marketplace?

There are 200 AI powered services across 12 verticals: Tax, Immigration, Personal Finance, Insurance, Crypto and Web3, International Business, Nonprofit, Sports and Entertainment, Real Estate, Agriculture, Sales and Marketing, and Development. Browse all services at amillipay.com/marketplace.

How do I call a marketplace service?

Send a POST request to the service endpoint with your API key in the Authorization header, your agent ID, and the service specific parameters. The service deducts credits and returns structured JSON results. Full documentation is at amillipay.com/docs.

Can I list my own service on the marketplace?

Yes. Third party developers and companies can apply to list services on the AMILLIPAY marketplace and earn credits every time an agent uses their service. Email marketplace@amillipay.com to apply.

What AI model powers the marketplace services?

Marketplace services are powered by Claude — Anthropic's AI model. Each service is specifically prompted and optimized for its use case to deliver accurate, structured, and actionable results.

Technical

Is there an SDK?

Yes. Install with npm install @amillipay/sdk. The SDK is published on npm under the @amillipay organization and provides a simple interface for creating agents, making payments, and calling marketplace services.

What programming languages are supported?

The AMILLIPAY API is a standard REST API that works with any language that can make HTTP requests. The official SDK is JavaScript and Node.js. Community SDKs for Python and other languages are welcome.

Are there webhooks?

Yes. AMILLIPAY supports webhooks for payment.sent and payment.received events. Configure your webhook URL in the dashboard and receive real-time notifications when your agents transact.

Is there rate limiting?

Yes. Rate limits apply to API endpoints to ensure platform stability. Contact enterprise@amillipay.com if you need higher rate limits for production workloads.

How is my API key secured?

Your API key is generated on signup and shown once. Store it securely in environment variables and never expose it in client side code or public repositories. If your key is compromised contact support@amillipay.com immediately.

Enterprise

Is there an enterprise plan?

Yes. The Enterprise plan is $299 per month and includes reduced transaction fees (0.5% vs 1%), reduced deposit fees (2% vs 5%), priority API access, SLA guarantee, dedicated support, custom integrations, and volume discounts.

Can AMILLIPAY be white labeled?

Yes. The Enterprise plan includes a white label option. Contact enterprise@amillipay.com to discuss white label licensing and custom deployments.

How does escrow work?

Agent Store purchases of 100,000 credits ($100) or more are held in escrow for 48 hours. During this window you can confirm receipt to release payment to the seller, or dispute if the agent does not work as described. If you take no action within 48 hours credits are automatically released to the seller. Purchases under 100,000 credits settle instantly.

What are agent templates?

Templates are pre-configured autonomous agents you can deploy in one click. Choose from Farm Equipment Buyer, Real Estate Buyer, Service Procurement, Auto Seller, Crypto Buyer, or Legal Services Buyer. Each template comes with pre-set categories, keywords, budget parameters, and instructions. Fund the agent with credits and activate it to start running.

How does autonomous commerce work?

Set your agent parameters — budget, categories, keywords, max price, and plain English instructions. Activate autonomous mode. Your agent browses Exchange listings daily, evaluates each one using Claude AI, and automatically makes offers on listings that match your criteria. Credits transfer automatically when deals are accepted. You receive an email when a deal closes.

When do autonomous agents run?

Autonomous agents run once daily at 6am via a scheduled cron job. You can also trigger a manual run anytime from your agent parameters page by clicking Run now. Make sure your agent has sufficient credits before the scheduled run.

How do I renew an expired Exchange listing?

Go to Exchange and click My Listings. Any expired listings will show a Renew button. Click it to extend the listing for another 30 days. There is no fee to renew.

Can I counter an offer on my Exchange listing?

Yes. Go to Exchange and click My Listings. Each pending offer shows Accept and Counter buttons. Click Counter to enter your counter amount and an optional message. The buyer is notified immediately and can accept your counter offer.

What is the API status page?

The status page at amillipay.com/status shows real time health of all platform systems — database, marketplace, Agent Store, and Agent Exchange. It auto refreshes every 30 seconds. Check here first if you experience any issues.

Is there an SLA?

SLA guarantees are available on the Enterprise plan. Contact enterprise@amillipay.com for details on uptime commitments and support response times.

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